You agree, and after going through a mountain of paper-work, you receive a policy from Red-haired Giantess Insurance Co. The chili-dog is delicious, and doesn't even leave you with that uncomfortable bloating sensation you normally get from chili dogs.
Just a few weeks later, while driving to the porno theater, you are rear-ended by a bikini model who isn't paying attention because she's too busy playing with herself.
Thanks to your insurance policy, you receive a huge settlement, and use the money to buy... um... a harem of Nagas.
The End.